Securing a Loan with Collateral

A collateral generally refers to a valuable asset, such as a house or a car, which a borrower or debtor pledges as security for a loan. Because of this, a collateral loan, i.e., a loan that uses a collateral, is also known as a secured loan.   Technically speaking, a collateral […] Read More

business insurance claims

Is Austin a Good Place for Business?

There’s no denying that Austin is a hub for entrepreneurs and startups. In 2022, Pheabs, a consumer startup, released a report stating that Austin is a good place for business.  A separate study by personal finance firm WalletHub placed Austin at no. 8 in the U.S. in the list of […] Read More

Is Elder Care Tax Deductible?

In the U.S., most seniors will need long-term elder care services by the time they hit 75 and 85 years of age. According to one study, an estimated 14.4 million middle-income seniors will cross this threshold by 2029. A majority (60%) will have mobility issues and some (20%) will be […] Read More